Simple pricing, no surprise storms

Your full forecast is free. Premium, coming soon, adds tools that look for a sunnier strategy for you.

Free

Your complete financial forecast.

$0forever

Start free
  • Month-by-month projection to the end of your plan
  • Federal and provincial tax for every province and territory
  • CPP, OAS, pensions and other income
  • RRSP/RRIF, TFSA, FHSA, LIRA, RESP and non-registered accounts
  • Real estate, mortgages and debts
  • Net worth history
  • Saves to a file on your computer

Coming soon

Premium

Find the sunniest route: the strategy that leaves you, and your estate, the most.

$100per year

Start free, upgrade later

Everything in Free, plus:

  • What-if plans: as many as you like, each compared with your Forecast
  • Private corporations: corporate tax, business income and expenses, and salary or dividends to you
  • Foreign pensions (401k, IRA) and accounts in other currencies, at the Bank of Canada’s daily exchange rates
  • Tax optimization: the drawdown order, RRSP withdrawals, CPP and OAS timing and income splitting that lower your lifetime tax
  • Estate optimization: maximize what you leave behind
  • Simulate: your chance of clear skies, with your plan run through thousands of market histories
  • Sync your plan across your devices, stored in Canada
  • Priority support

Prices in Canadian dollars, plus applicable taxes. Premium isn’t available yet: while it’s being built, its features are open to everyone. Create a free account and you can upgrade when it launches.

Pricing questions

What’s included for free?

Your whole forecast: projections, Canadian taxes for every province and territory, every registered and non-registered account type, real estate, debts and net worth history. There’s no time limit. What-if plans, private corporations, foreign pensions (401k, IRA) and accounts in other currencies are included with Premium.

When will Premium be available?

Soon. Until then, Premium features are open to everyone. Create a free account now and keep planning; you’ll be able to upgrade from inside the app when Premium launches.

Is my data stored in the cloud with Premium?

Only if you turn on sync. Synced plans will be stored in Canada. Without sync, your plan stays on your computer, as it does on the free plan.